One of the UK’s largest insurers have recently said that changing the system of whiplash claims could mean motorists’ premiums are cut by an average of £60 per year.
Aviva has launched its “Road to Reform” report in view of the Ministry of Justice’s Whiplash Consultation deadline which was on the 8th March. They have called for a new process which would force all victims to put their claims directly to the insurer of the driver who caused the crash. In essence, this system would bypass the middlemen and instead focus on the two parties involved.
But what about a victim’s right to independent legal advice?
APIL (Association of Personal Injury Lawyers) have expressed concern over this proposal by saying that this would most certainly create a profound conflict of interest. They further went on to advise that “independent advice is key to preventing such a conflict and ensuring a fair outcome for the injured person”.
Craig Budsworth, chairman of the Motor Accident Solicitors Society said that the claimant solicitors’ body agrees with Aviva’s findings but claimed that the insurer has only identified part of the problem without proposing a solution. He went on to state that whatever reforms are made, it is vital that victims are not prevented from seeking justice and compensation for their injuries.
It will most certainly be interesting to see what happens over the next few months. In the meantime if you have been hurt in an accident which was not your fault please contact our Personal Injury experts for advice in bringing a claim as quickly as possible to recover full and fair compensation.
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